PAYCHECK PERKS

Extra Rewards Made Easy

Want to get more for the things you already do? As a member of the SkyOne family with a Checking Account, you can!

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Paycheck Perks

Unlock amazing benefits with Paycheck Perks

High APY*

3.10% APY*

Earn like a boss! Get up to 3.10% APY for direct deposits via ACH like payroll, pension or Social Security checks of $2,500 and above per month.

Swipe Bonus

$5.00/MONTH*

Get an extra $5 in your account when you tap or swipe your debit card at least 25 times in a month… just because we like you! (non-PIN transactions)

Round-Up Bonus

Round Up Icon

Round up your debit card purchases into the nearest dollar and watch your change grow into savings. That next coffee run could turn into a family trip!

Ready to get your perks on?

You need a Pay Account to enjoy Paycheck Perks.
And whether you already have a Pay Account or need to open one, we’re here to you get started .

Existing Quick Pay or Platinum Pay account holders need to click “Yes” to opt in and enjoy the Swipe Bonus and Round Up Savings features

Don’t have a Pay Account? Opening one is quick and easy. Just fill out the form and we’ll help you open the account that best fits your need.


Enrollment is required unless otherwise stated. APY Information APY = Annual Percentage Yield. The 4.00% APY is an introductory rate applicable to the Perk Central Savings account for eligible members. Rates and terms are accurate as of 04/01/2026 Rates are variable and may change after account opening without notice A minimum cumulative monthly direct deposit of $2,500 is required to earn the stated APY Fees may reduce earnings Introductory Period For the first five (5) months, there is no balance cap on funds eligible to earn the introductory APY. After the introductory period:

  • 3.10% APY applies to balances from $0.00–$100,000
  • Balances above $100,000 earn the Regular Savings APY
  • Existing Perk Central members earn the current APY, subject to change
  • Members with cumulative monthly direct deposits between $0.00–$2,499.99 earn 0.05% APY.
Dividend Calculation Method Dividends are calculated using the average daily balance method and credited monthly. Swipe Bonus With at least 25 debit card purchases of $1 or more per month, a $5 credit will be deposited to Perk Central. Excludes PIN transactions. Subject to modification or cancellation without notice. Member in Good Standing Eligibility requires the member to be in good standing. Fees may reduce earnings. See the Fee Schedule and All‑in‑One Disclosure for details.