KIDS BANKING
Start Smart. Save Young.
Banking made for kids, with tools made for parents.
Choose the right account for your child
Minor Savings Account
A minor account is the perfect way to develop good savings habits for your kids. As a parent, you’ll have complete control at all times and can use our free mobile app to keep a close eye on things.
As an additional benefit to opening a minor account, we’ve created several age-appropriate resources that will get your children excited about financial education.
Special Kids Accounts
- UTMA Accounts
- Coogan Accounts
- Child Artist Accounts
- Conservatorships
- Guardianships
- Representative Payee
- Informal Trust
- Trust Accounts
Greenlight for kids
Chores
Assign repeating chores or one-off jobs for up to 5 kids. Giving rewards is so much easier.
Allowance
Set budgeting on autopilot by setting limits on how much your kid can spend on a category.
Money Goals
Set money goals in the app with your kids and teens to show them it pays to save.
Security
Get real-time spending notifications and block unsafe spending categories in the app.
Savings Calculator
Minor Account Disclosure: APY = Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded Monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.
Greenlight:
SkyOne Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their SkyOne Federal Credit Union payment account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Plans start at $5.99/mo. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 12/31/2025. Offer subject to change or renewal.
Card images shown are illustrative and may vary from the card you receive.
Tools and Calculators Disclosure:
The information, content, tools, links, articles, calculators, and resources provided on this website are intended for educational and informational purposes only. They are designed to help individuals and families make informed financial decisions but should not be considered financial, legal, tax, investment, or professional advice.
While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, reliability, suitability, or availability of any content or third-party materials referenced on this site
Any links to third-party websites, products, services, or applications are provided as a convenience for educational purposes. These external resources are not owned, operated, controlled, endorsed, or guaranteed by the credit union unless explicitly stated as an official product or service offering. The credit union is not responsible for the content, security, availability, or privacy practices of external websites or third-party providers.