Cost of Vehicle Ownership

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Car Cost of Ownership Calculator

Compare new and used vehicle ownership with financing, insurance, fuel, repairs, depreciation, and year-by-year cost tracking.

Interactive ownership comparison Switch between new and used, compare total ownership cost, and see where your money goes over time.
Financing + depreciation included

Vehicle Scenarios

This calculator provides educational estimates only. Actual ownership costs vary by driving habits, location, insurance profile, financing, maintenance history, taxes, and resale value.

Ownership Snapshot

New Car Total Cost
$0
Over selected ownership period
Used Car Total Cost
$0
Over selected ownership period
Cost Difference
$0
Positive means used costs less
Avg Monthly Ownership Cost
$0
Based on selected comparison view
Cumulative Cost Over Time
Cost Breakdown
Selected Monthly Payment
$0
Estimated End Value
$0
Lowest Cost Option
-

Amortization-Style Ownership Calendar

Year Scenario Start Value Loan Balance Loan Payments Insurance Fuel Maint. / Repairs Fees Depreciation Cumulative Cost End Value
Total ownership cost includes down payment, loan payments, insurance, fuel, maintenance, and annual fees, adjusted by remaining vehicle value at the end of the ownership period.

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